I don't make many financially sound decisions but here's one you can't argue with.
9 months ago today I bought a secondhand bicycle to commute to the station on.
Previously I was walking there and back which was tedious and dreary and took about 25 minutes each way. Cycling has revolutionised this part of my day, each way is now about 5 minutes.
Of course, that isn't the full story. When I say "walking there and back" what I actually mean is "getting a taxi home 2-3 times a week" which costs a fiver each time.
I haven't got a single cab home since I bought my bike. So I did some sums.
If we say 45 min and £2.25 saved per day, over roughly 180 working days then it's £405 and 150 hours!
The bike only cost me £40! You need to knock off £7 for an inner-tube and £50 I spent on this incredible reflective jacket but that's still a pretty fucking decent £308 better off!
Just to highlight too 150 hours saved that's brilliant!
There are downsides of course. Cycling comes with a bit of faff. Remembering to charge your lights, having to wear waterproof stuff for a few weeks in the winter, locking it up at the station etc.. but with a bit of planning you can minimise these effects. It's absolutely still worth it.
I tell you, when I get to the station after 50 minutes on the tube and I no longer have to face a 25 minute walk home, it's priceless.